elements™
An account for teens 13-17 years old

How your teens handle their money can have a huge impact on their life. If you have a son or daughter between the ages of 13 and 17 and want them to make, save, spend, borrow and invest money the smart way, elements™ is the financial program for them. We have everything they’ll need to take care of their money today, as well as start building a solid financial future for tomorrow.

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Services for Financial First-timers:

• Youth Savings Account
• Youth Checking Account & Debit Card with daily spending limit set by parents
  (for members 16 - 17 yrs. only)
• Online Banking
• Share Certificate Accounts
• First-time Car Loan*
  *with a qualified parent as co-signer.
  

We encourage you to open an elements™ savings account for your teen. With a low $25 minimum opening deposit, you can help your teen take the first step toward financial independence. Call us at 209.521.6015 or stop by our office to open a new elements account.

*ATM available with parent on account.

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